INPS stands for Istituto Nazionale della Previdenza Sociale. It is Italy’s national social security institute: the public body that collects social contributions and pays pensions, unemployment benefits, parental leave, and other welfare services.
Who pays into INPS and what it covers
Most workers in Italy pay into INPS. That includes:
• employees (contributions split between employer and employee),
• self-employed people (separate contribution schemes),
• some freelancers and professionals (with distinct rules).
INPS manages retirement pensions, sickness and maternity benefits, unemployment support, family allowances, and certain disability payments.
INPS for foreign residents and property buyers
If you plan to live in Italy or work here, INPS matters. Registering for local services, accessing healthcare benefits, and claiming support are all tied to your INPS position. For more guidance, see our hub: Foreign Buyer Practicalities: Residency, Visas, Inheritance.
Why INPS is relevant when buying property
Buying a home is not only a real estate decision: if you register as a resident or intend to work locally, INPS contributions and benefits will affect your budget and taxes. See our step-by-step guide: How to Buy a Property in Le Marche: A Step-by-Step Guide.
How to check your INPS position and get help
INPS offers an online portal where you can:
• check contribution history,
• see estimated pension figures,
• apply for some benefits or verify eligibility.
If you’re not confident with Italian bureaucracy, a local accountant (commercialista) or a bilingual consultant can check your INPS status for you.
Fast practical checklist
• Are you working in Italy? Confirm who pays into INPS for your contract.
• Self-employed? Register with the correct scheme.
• Planning residency? Register at the Comune and check entitlements.
• Buying a home? Factor INPS into your budget.
Useful link
🌐 www.inps.it — official INPS website with forms, calculators, and notices.